Last updated: 9 September 2026
Template draft. This page is an English template prepared for launch readiness. Legal entity name, registered address, governing law, regulator references and card program partner names must be confirmed by legal counsel before the site goes live.
1. Purpose
This policy summarises how Wirego and its card program partners approach customer due diligence, anti-money laundering (AML), counter-terrorist financing (CTF) and sanctions compliance. It is a public summary; the full internal programme is maintained by our compliance function and aligned with the requirements of our partners and applicable regulators. [Regulatory references and partner institutions to be confirmed.]
2. Compliance-based onboarding
Every account is subject to verification before activation. Depending on account type, region, requested limits and card program we may require:
- For individuals: government-issued identity document, proof of address, liveness or selfie check, and source of funds information.
- For businesses (KYB): incorporation documents, ownership structure and ultimate beneficial owners (25% or more), directors, business address, nature of business, expected volumes and source of funds.
- For agencies and platform partners: additional information about clients served, ad accounts or sub-users, and controls applied to end users.
We do not offer cards without verification. Marketing claims such as "no KYC" or "anonymous cards" do not apply to our services.
3. Sanctions and restricted regions
We screen customers, beneficial owners and transactions against applicable sanctions lists and do not provide services to persons or entities in comprehensively sanctioned jurisdictions or to persons on sanctions lists. Regional availability of card programs may vary and is subject to change.
4. Ongoing monitoring
We apply real-time transaction monitoring and risk-based reviews, including limits by card, account and merchant category, velocity checks, unusual-pattern detection and periodic refresh of customer information. Unusual activity may result in additional information requests, holds, declines or account restrictions.
5. Digital asset top-ups
Where top-ups in digital assets such as USDT are supported, deposits are screened using blockchain analytics for exposure to sanctioned addresses, mixers, darknet markets, hacks and other high-risk sources. Deposits that fail screening may be held, returned or reported in accordance with law.
6. Record keeping and reporting
Verification and transaction records are retained for the period required by law, typically five years after the end of the relationship. Suspicious activity is reported to the competent authorities through our partners as required. We cooperate with lawful requests from regulators and law enforcement.
7. Prohibited activities
Use of our services for unlicensed gambling, adult content, weapons, controlled substances, unlicensed money services, fraud, evasion of third-party platform rules or sanctions, or any activity illegal in the relevant jurisdiction is prohibited and results in termination.
8. Contact
Compliance enquiries: [email protected].